Open-end credit

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/lending-tools-resources/reg-x-reg-z/open-end-credit/

FAQs HE LOCS Open-end Periodic Statement Provisions Credit Cards HE LOCS Question: We offer a variable HELOC that is priced off a Treasury rate with a 4% margin. It has a floor…

Private Education Loans

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/lending-tools-resources/reg-x-reg-z/private-education-loans/

Articles Yes, You Probably Make Them (January 2010) FAQs Question: If a private education loan is granted to a parent of a student, do the Regulation Z rules…

Real Estate Secured

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/lending-tools-resources/reg-x-reg-z/re-secured-rescission-modifications-etc/

Articles RESPA Section 8: Reasonable Compensation – August 2024 RESPA Section 8: The Conversation Continues – June 2023 Modify Vs Refi, When and Why – February 2023…

Servicing

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/lending-tools-resources/reg-x-reg-z/servicing/

Articles First Look: Impact of the CFPB’s Debt Collection Rule – January 2021 Compliance Challenge: ARM Rate Change Notices Next Chapter in Mortgage Servicing – Successor in…

TRID

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/lending-tools-resources/reg-x-reg-z/trid/

Articles Back to the Future – Temporary Interest Rate Buydowns – December 2022 The TRID 10 Percent Tolerance Test – December 2021 Disclosing Buyer-Paid Seller Costs –…

Reg G (SAFE Act)

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/lending-tools-resources/reg-c-safe-act/

Articles SAFE Act Compliance: It’s Time for a Review – November 2020 FAQs Question: What names should be submitted to the Nationwide Mortgage Licensing System & Registry on…

Escrow Account Closing Notice 1215

https://www.iowabankers.com/app/uploads/secure/Escrow_Account_Closing_Notice_1215.docx

ARM Loan Rate Change Notice Guide 0219

https://www.iowabankers.com/app/uploads/secure/ARM_Loan_Rate_Change_Notice_Guide_0219.pdf