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Deposits

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/iowa-code-resources/deposits/

FAQs ATMS First Time Home Buyer Savings Accounts Miscellaneous Unclaimed Property (Escheatment) Rules ATMs Question:  Can you please provide me with the section/chapter of the Iowa Code…

Iowa Consumer Credit Code & Consumer Real Estate Loans

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/iowa-code-resources/iccc-consumer-real-estate-loans/

Articles State Law Changes Effective July 1, 2018 Iowa Consumer Credit and State Banking Code Changes for 2017 FAQs Allowable Loan Fees Cure Notices/Periods Mortgage Escrow…

Miscellaneous Banking Services

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FAQs Notary Miscellaneous Safe Deposit Box Administration NOTARY Question: Was there a recent change to Iowa law that requires new notaries to complete training prior to receiving their commission? Are notaries who wish…

Advertising

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Articles Closed-end Credit Essential Advertising Rules – November 2023 FAQs Question: We include the Equal Housing Lender logo and legend on our website pages that…

ATR-QM

https://www.iowabankers.com/services/compliance/bankers-compliance-resources/lending-tools-resources/reg-x-reg-z/atr-qm/

Articles The Qualified Mortgage: Oct. 1 and Beyond – September 2022 The Redefined Qualified Mortgage – February 2021 The Seasoned Qualified Mortgage – March 2021…

Coverage & Basics

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Articles Finance Charges – Getting it Right – August 2022 Understanding Finance Charges for Closed-End Credit – December 2018 FAQs Question: The CFPB recently published…

HOEPA-HPML

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Articles New HPML Escrow Exemption – March 2021 FAQs HOEPA Coverage HOEPA Requirements & Limitations HPML APOR HPML Appraisal Requirements HPML Coverage…

MLO-LO Comp

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Articles Year-end Bonus & Profit Sharing in Light of MLO Comp Rules – January 2019 FAQs Question: One of our loan officers believe they heard in a webinar/seminar…