We will cover how to skeptically review all of the major accounts in the balance sheet, income statement and statement of cash flows, as well as how to analyze trends in the major accounts.
What You’ll Learn
- Calculate and analyze liquidity and leverage ratios
- Calculate and analyze key profitability measures, including the gross profit margin, operating profit margin, and net profit margin
- Calculate profit to payment obligations by calculating debt coverage ratios
- Calculate and analyze receivable, inventory, and payable turnover ratios
- How to analyze funds flow, cash flow, and net income
- How to mitigate the risks found in the numbers
- How to evaluate industry risk including strategic plans and market share
Who Should Attend
Commercial lenders, credit analysts, small business lenders, middle market lenders, private bankers; loan review specialists, special assets officers, lending managers, and credit officers.